[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gcma.cz\/co-kdyz-cloveku-nestaci-prijmy\/#Article","mainEntityOfPage":"https:\/\/www.gcma.cz\/co-kdyz-cloveku-nestaci-prijmy\/","headline":"Co kdy\u017e \u010dlov\u011bku nesta\u010d\u00ed p\u0159\u00edjmy?","name":"Co kdy\u017e \u010dlov\u011bku nesta\u010d\u00ed p\u0159\u00edjmy?","description":"My lid\u00e9 si pot\u0159ebujeme za v\u0161ech okolnost\u00ed vyd\u011bl\u00e1vat dost pen\u011bz. Vyd\u011bl\u00e1v\u00e1 si je tedy ka\u017ed\u00fd, kdo je toho schopen, a kdo toho schopen nen\u00ed, ten aspo\u0148 pob\u00edr\u00e1 n\u011bjakou tu formu d\u00e1vek \u010di d\u016fchod. Ale to je n\u011bkdy m\u00e1lo, to n\u011bkdy v\u016fbec nesta\u010d\u00ed k tomu, aby jeden vedl to, \u010demu se \u0159\u00edk\u00e1 d\u016fstojn\u00fd \u017eivot. A tak ... <a href=\"https:\/\/www.gcma.cz\/co-kdyz-cloveku-nestaci-prijmy\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> \"Co kdy\u017e \u010dlov\u011bku nesta\u010d\u00ed p\u0159\u00edjmy?\"<\/span> &raquo;<\/a>","datePublished":"2023-04-26","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.gcma.cz\/author\/#Person","name":"","url":"https:\/\/www.gcma.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gcma.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gcma.cz\/wp-content\/uploads\/rupee-4395477_960_720.jpg","url":"https:\/\/www.gcma.cz\/wp-content\/uploads\/rupee-4395477_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.gcma.cz\/co-kdyz-cloveku-nestaci-prijmy\/","about":["Finance"],"wordCount":429,"articleBody":"   My lid\u00e9 si pot\u0159ebujeme za v\u0161ech okolnost\u00ed vyd\u011bl\u00e1vat dost pen\u011bz. Vyd\u011bl\u00e1v\u00e1 si je tedy ka\u017ed\u00fd, kdo je toho schopen, a kdo toho schopen nen\u00ed, ten aspo\u0148 pob\u00edr\u00e1 n\u011bjakou tu formu d\u00e1vek \u010di d\u016fchod. Ale to je n\u011bkdy m\u00e1lo, to n\u011bkdy v\u016fbec nesta\u010d\u00ed k tomu, aby jeden vedl to, \u010demu se \u0159\u00edk\u00e1 d\u016fstojn\u00fd \u017eivot. A tak se v mnoha p\u0159\u00edpadech hod\u00ed i n\u011bjak\u00e1 ta p\u016fj\u010dka nav\u00edc. Proto\u017ee i kdy\u017e se touto z\u00edsk\u00e1vaj\u00ed dal\u0161\u00ed pen\u00edze pouze na omezenou dobu, p\u0159ijde to \u010dasto vhod. \u010clov\u011bk z\u00edsk\u00e1 d\u00edky p\u016fj\u010dce pen\u00edze, kter\u00e9 postr\u00e1d\u00e1, m\u016f\u017ee tedy zaplatit v\u0161echno, co pot\u0159ebuje zaplatit, a jedinou odvr\u00e1cenou str\u00e1nkou takov\u00fdch p\u016fj\u010dek je pak to, \u017ee mus\u00ed dlu\u017en\u00edk takto z\u00edskan\u00e9 pen\u00edze zase vr\u00e1tit i s \u00faroky jejich majiteli.A tak si prost\u011b pen\u00edze p\u016fj\u010dujeme, kdy\u017e nen\u00ed vyhnut\u00ed, kdy\u017e pot\u0159ebujeme zaplatit i za n\u011bco, na co u\u017e n\u00e1m na\u0161e vlastn\u00ed finan\u010dn\u00ed prost\u0159edky nesta\u010d\u00ed. Nen\u00ed to v\u016fbec neobvykl\u00e9, d\u011bje se to b\u011b\u017en\u011b a \u010dasto i opakovan\u011b. Ov\u0161em d\u011bje se tak jedin\u011b tehdy, kdy\u017e je n\u00e1m n\u011bkdo ochotn\u00fd p\u016fj\u010dku poskytnout. Co\u017e nen\u00ed samoz\u0159ejmost.A pro\u010d nen\u00ed poskytnut\u00ed n\u011bjak\u00e9 p\u016fj\u010dky automatickou samoz\u0159ejmost\u00ed? Pro\u010d nedostaneme dejme tomu od banky takov\u00e9 pen\u00edze kdykoliv, v jak\u00e9mkoliv objemu a na jakkoliv dlouhou dobu? To je prost\u00e9. Aby mohli poskytovatel\u00e9 p\u016fj\u010dek takovou pomoc nab\u00edzet, mus\u00ed pen\u00edze nejen poskytovat, ale i dost\u00e1vat zp\u00e1tky, aby m\u011bli co p\u016fj\u010dovat a z \u010deho \u017e\u00edt. A tak se \u017eadatel\u00e9 o p\u016fj\u010dky prov\u011b\u0159uj\u00ed. Co\u017e se d\u011bje r\u016fzn\u00fdmi zp\u016fsoby, kter\u00e9 maj\u00ed vliv i na to, zda my lid\u00e9 n\u011bkterou p\u016fj\u010dku dostaneme nebo ne. Proto\u017ee t\u0159eba nebankovn\u00ed hypot\u00e9ky dostanou jenom ti, kdo se za n\u011b mohou zaru\u010dit z\u00e1stavou nemovitosti, zat\u00edmco u p\u016fj\u010dek bankovn\u00edch se obvykle vy\u017eaduje prok\u00e1z\u00e1n\u00ed vysok\u00fdch p\u0159\u00edjm\u016f a \u010dist\u00fdch registr\u016f dlu\u017en\u00edk\u016f. Co\u017e by m\u011blo zajistit, \u017ee pen\u00edze dostanou jenom ti, kdo tak\u00e9 budou n\u00e1le\u017eit\u011b spl\u00e1cet.A je na n\u00e1s lidech, abychom si vyb\u00edrali takov\u00e9 p\u016fj\u010dky, u kter\u00fdch usp\u011bjeme. Kter\u00e9 dostaneme a zvl\u00e1dneme i vr\u00e1tit.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co kdy\u017e \u010dlov\u011bku nesta\u010d\u00ed p\u0159\u00edjmy?","item":"https:\/\/www.gcma.cz\/co-kdyz-cloveku-nestaci-prijmy\/#breadcrumbitem"}]}]